The prospect of filing for Chapter 7 bankruptcy can cause a great deal of anxiety, and this is understandable. Without experience filing for bankruptcy, many people believe that they will have to lose all of their belongings and that their credit and reputations will be destroyed. However, this is not the case.
Speak with a lawyer from Jeffrey A. Vogelman and Associates With more than 30 years of legal experience, we can help you understand the truth about bankruptcy, talk over your options with you and help you through the process. Our Alexandria Chapter 7 bankruptcy lawyers take a personalized approach. We understand how difficult it could be for people facing bankruptcy, and we want you to feel comfortable as we help you through this time.
Chapter 7 Bankruptcy
In contrast to Chapter 13 bankruptcy, Chapter 7 is a debt liquidation option that offers much quicker freedom from excessive debt. Because it is only intended for those who are truly in need, most applicants must first pass the "means test" before qualifying for Chapter 7 bankruptcy.
Once you qualify, the process is surprisingly simple, and you could be free from excessive debt in a few months.
Although Chapter 7 is considered a debt liquidation option for bankruptcy, it does not mean that you have to lose all of your assets. There are a number of important exemptions and the option to retain certain good debts, which could allow you to retain more of your personal items than you might think. Talk with an experienced attorney from Jeffrey A. Vogelman and Associates, to discuss your options.
Chapter 7 Bankruptcy And Divorce
Another important service we provide is legal representation for clients who are facing bankruptcy and divorce. It is important to consider all of your options in this situation, because the decisions made in divorce could affect your bankruptcy options and vice versa. Because we work in both of these legal areas, our lawyers can provide you with sound, comprehensive legal counsel through both processes.
Contact A Kingstowne Bankruptcy Lawyer
To schedule a consultation with an experienced Chapter 7 bankruptcy lawyer from Jeffrey A. Vogelman and Associates, call Jeff Vogelman at 703-838-0090 or contact us online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.